Last Updated on February 2, 2023 by Canadian Reviews
About Brim
Brim Financial is a new Canadian Fintech company and credit card issuer that launched in 2018 in Toronto, Ontario. Their goal is to transform how people bank and shop. Delivering a very attractive reward system and a full featured credit card with some great features and perks.
Read our review below to learn about all the great features and benefits. And if you are looking for a Brim referral code, here is ours to get you started with a 1,000 bonus sign up points. ($10 Value)
Brim Referral Code – 19538
Brim Features
InCard Offers – No need to opt in! Just use your card as you normally do. No more forgetting to check the app and load offers. This is how reward offers should be.
eShop Offers – Shop via Brims eShop for additional rewards. Brim will partner with certain retailers to offer addtional bonuses.
Milestone Bonuses – Brim will reward you the more you use your card.
Flexible Redemption – Redeem your points at any time. On individual purchases, or against your balance. They do not have any black out periods or restrictions on your points. You earned them. Use them at any time!
No Foreign Transaction Fees – Shopping in another country? Going on a trip? Most banks charge on average 2.5% just to use your card in another country. Brim charges 0%. Earn rewards and save effectively 2.5% on all your out of country expenses compared with other cards.
Free Global Wi-Fi – With your card you will get free access to Boingo Wi-Fi hotspots in planes, airports, hotels, and cafes around the world. Boingo is a bit limiting on where it is available, however it is still a nice perk if you can take advantage of it.
Mobile Wallet Support – They support all the popular mobile wallets. Add your card to Apple Pay, Google Pay, Samsung Pay, Fitbit Pay or Garmin Pay. No more reaching for your wallet. Just tap your mobile device.
Family Cards – Give everyone in your family their own card! Set spending limits and keep track of others spending. All cards will earn points to the main account. A great way to promote and teach smart spending habits.
Brim Referral Program
Brim will give its new customers 1,000 points when they sign up with a referral. This is a $10 value loaded onto your card when you receive and activate it. You can then share your referral code with your friends and family.
If you are looking for one. Feel free to use ours. This helps us continue to bring content and reviews to you, our readers. Our Brim referral code is 19538. Or sign up through our referral link.
Brim World and World Elite
Brim offers a couple higher tier cards.
Brim World cardholders get 1.5% back in points, Lounge Key access, flight delay insurance and travel assistance. The annual fee for the World is $99.
Brim World Elite cardholders get 2% back in points. The same perks as the World card plus premium insurance, and trip cancellation/interruption insurance. The annual fee for the World Elite is $199.
The Brim multipliers also work with these higher tier cards. For example, with the 2% World Elite, you would be getting 2x the points at amazon. Making this a 4% card!
Brim is waiving the first year annual fee for the World Elite currently. We have also heard of cardholders getting the second year free if you call before your first year ends.
Brim Financial Verdict
Brim
Summary
Brim Financial is a new Canadian Fintech company and credit card issuer that launched in 2018 in Toronto, Ontario. Their goal is to transform how people bank and shop. Delivering a very attractive reward system and a full featured credit card with some great features and perks.